Srinagar, Jan 19: ManipalCigna Health Insurance, one of India’s leading standalone health insurance companies, has expanded its footprint in Jammu and Kashmir, reinforcing its commitment to providing reliable and comprehensive health protection to families across the region.
A joint venture between the Manipal Group and Cigna Healthcare (USA), ManipalCigna has a strong pan-India presence, including Jammu and Kashmir, and is steadily expanding in tier-2 and tier-3 cities to improve access to affordable health insurance. The company currently serves over 20 million customers through a network of more than 120 branches and 15,000 empanelled hospitals nationwide.
As part of its expansion, ManipalCigna is promoting its flagship product, ManipalCigna Sarvah, which was recently awarded Product of the Year 2025 – Health Insurance. The Sarvah portfolio offers three plans—Pratham, Uttam and Param—designed to cater to varying healthcare needs and budgets.
The Sarvah Param plan provides Day 1 coverage with zero waiting period and an unlimited sum insured, ensuring uninterrupted access to quality healthcare. The Sarvah Uttam plan offers personalised and comprehensive coverage with the ‘Anant’ infinite coverage option to address critical health challenges. Meanwhile, Sarvah Pratham is positioned as an affordable and essential health insurance solution aimed at the “missing middle,” covering both first-time buyers and those seeking enhanced protection against major illnesses and accident-related hospitalisation.
Alongside product innovation, ManipalCigna places strong emphasis on claims and service experience, underscoring its commitment to quick and hassle-free claim settlements. The company has also reported a lower post-sale complaint ratio in the health insurance category, reflecting consistent service quality and effective grievance redressal.
Through simplified products, strong claims practices and a customer-first approach, ManipalCigna aims to make quality healthcare protection accessible to households across Jammu and Kashmir and beyond.
